Insurance.

Shall I tell you what industry I hate more than any other? It's the Insurance industry. I hate everything associated with it. We are constantly told that our premiums have to go up because of claims made by unscrupilous individuals, which are costing the insurance companies millions in fraudulent applications. This applies to every form of insurance apparently. The customer as far I am concerned is in a no-win situation. We cannot legally drive our vehicles without insurance. We have to take out life insurance if you have a mortgage. You have to take out house and contents insurance. There's travel insurance. The list is endless and yet in all the years I have lived in houses (approx. 35 years), I can honestly say I have only made one claim. Does this help me? Does it hell. Car insurance, the biggest rip-off ever. You don't make a claim, but you asked if you wish to protect your "no claims bonus", at an extra cost, or do you want legal protection, again at extra cost, or do you want road-side  assistance incorporated in your insurance, at an extra cost? No I don't thank you very much, just give me the minimum I need to be "protected". The biggest aggravation are these "no-win", "no fees", injury firms springing up everywhere like weeds in a garden. Have you had an injury in the last three years spiel? Hate 'em. That's why everyone's insurance premiums go up, it's down to greedy solicitors and their clients. The doctor's surgeries and staff are over-run with "whiplash" bodies trying to claim compensation. I used to laugh at the silly American compensation cases, until the silliness spread over here. Take that clown who appears on the television advert who claims he was given the wrong type of ladder when installing an alarm. Ughhh. Wrong ladder? If it was the wrong ladder (which is laughable to say the least) why did the clown use it in the first place? Would you? Still, he's the one with £7,500 in his grubby broken hand, not me, so perhaps I could be the fool. Pass me the claim darling, whilst I go and borrow his wrong ladder.